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I you should never recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the bank (once again interest rates were good at the time) so I made a couple bucks each month in the bank. Figure I did this for YEARS snap the link right now and now have about 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to do because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had “too many revolving accounts.” Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a good paying job I can go to the bank and say that I have good credit, a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)
For the dudes that require purchasing a property otherwise funds things.. pray to help you god you really have good credit. In my opinion specific men one believe that credit cards evil need observe the picture as a whole. Just because *you* privately been able to spend dollars getting everything you does not imply they is wonderful for everybody. Even with the things i wrote significantly more than I Too (at one time) repaid dollars to possess that which you. I won’t enter the causes here nonetheless it worked out aswell somewhat. Usually the one downside to which had been I will Never ever sign up for credit cards.. you may never ever rating financing. Ignore to buy a house until We robbed a bank.
To summarize over the past 10 years I must enjoys billed in the 100K worth of posts. Ive racked upwards a lot of reward situations ect ect. There are times when We shell out bucks getting blogs but you to setting I’m selecting a benefit. I am aware there is guys towards the here having checked good used car in addition to guy wants 3K because of it and you begin new deals and you will force pertains to shove and also the wad of cash happens! Gotta think its great!
